When you are fixing your credit report and removing wrong information, you then have to address negative credit items. This requires sending a dispute letter to the credit reporting agencies ... Continue Reading
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Apr
18
When you have poor or no credit, it is extremely expensive to live in the United States. An example of this is the fee harvester credit card.
Using Your Credit History ... Continue Reading
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Apr
11
Poor Credit Abuses
Published By admin under credit scores, debit card Tags: checking account, credit card, debit cards, secured credit cards
If you have poor credit or no credit history at all, life can be very challenging. Too often credit is required to purchase things you need in life. This includes ... Continue Reading
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Highlights
A rate increase can ONLY be applied to an existing balance IF the cardholder is delinquent.
So, expect credit card companies to find new ways to declare you delinquent.
If your credit ... Continue Reading
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Apr
04
Can I Pay This Off?
Late last year, I told First Premier Bank to cancel my credit card with their company. There was an outstanding balance, so paid half at that ... Continue Reading
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ChexSystems.
Suppose you are reported to chexsystems. You apply for a bank account which uses telecheck or credit reports to verify your application information. If you are deemed a credit risk, ... Continue Reading
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