Be Careful With That 0 Balance Transfer.
Let's say you have a credit card with Capital One and there is an existing balance on it. Now, suppose you make a 0% ... Continue Reading
1 Comments
Mortgages and Auto Financing.
Debts can be secured or unsecured. Secured debts are tied to an asset, like a car for a car loan, or a house for a mortgage. If ... Continue Reading
No Comments
Be Responsible With Debt.
Are paying bills getting harder? Getting notices from creditors? Are accounts going to debt collectors? Is losing your home or car a constant worry?
Don't feel alone. Many ... Continue Reading
No Comments
May
02
Improve Your Credit Report
Published By admin under credit report, credit reporting agency Tags: CRAs, Credit Report, credit reporting agencies, dispute letter, FACT, FCRA
The Fair Credit Reporting Act says...
the credit reporting agency, and
the information provider (person, company, or organization providing information about you to a credit reporting agency)
must correct inaccurate or incomplete information ... Continue Reading
No Comments
When you are fixing your credit report and removing wrong information, you then have to address negative credit items. This requires sending a dispute letter to the credit reporting agencies ... Continue Reading
No Comments
Apr
18
When you have poor or no credit, it is extremely expensive to live in the United States. An example of this is the fee harvester credit card.
Using Your Credit History ... Continue Reading
No Comments
Apr
11
Poor Credit Abuses
Published By admin under credit scores, debit card Tags: checking account, credit card, debit cards, secured credit cards
If you have poor credit or no credit history at all, life can be very challenging. Too often credit is required to purchase things you need in life. This includes ... Continue Reading
No Comments
Highlights
A rate increase can ONLY be applied to an existing balance IF the cardholder is delinquent.
So, expect credit card companies to find new ways to declare you delinquent.
If your credit ... Continue Reading
No Comments
Apr
04
Can I Pay This Off?
Late last year, I told First Premier Bank to cancel my credit card with their company. There was an outstanding balance, so paid half at that ... Continue Reading
No Comments
ChexSystems.
Suppose you are reported to chexsystems. You apply for a bank account which uses telecheck or credit reports to verify your application information. If you are deemed a credit risk, ... Continue Reading
No Comments